Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

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1500 questions
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5 answers

Asked for a Western Union postal deposit receipt before visiting a rental property: is this a scam?

I recently responded to an apartment rental ad in Paris that the owner is managing. Flat is attractive but a smidge on the expensive side, not usually scam territory. However, the following email exchange raised a few red flags. The owner purports…
ConferenceGoer
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Unsolicited e-transfer: Can I send the money back or am I getting scammed?

Out of the blue, I got sent $50 I wasn't expecting over Interac e-Transfer. Now, the sender has emailed me saying it was a mistake. I want to do the honest thing and send them back their money, but it looks too much like a classic scam. I've checked…
mm201
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Credit card numbers on the back - is it not less secure?

I got a new credit card today (replacing the old one which was worn out) and I noticed something new - all the numbers have now moved to the back of the card, leaving the front empty. Apparently it's been trending for a while now, and I do agree…
Vilx-
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What can I do when a vendor will only refund to the same card I used if I have cancelled that card?

I paid for a conference with a credit card (about 10 months in advance before the event). The amount was taken from my card in a few weeks. About 3 months later, I cancelled this credit card as I changed credit card companies (unrelated event). But…
mindlessgreen
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6 answers

Is it a scam if a non-Amazon merchant sends two items from Amazon when I ordered one?

During Cyber Monday I was searching for a specific camera as a gift for a family member. I found it available at a merchant I had not heard of before for around $100, which is $25 cheaper than Amazon. Said merchant uses Paypal for payment…
Nicholas
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5 answers

Paying for a flat renovation to reduce rent payments in the future

A friend of mine owns an old house which requires renovation. They proposed me to pay for the renovation, and in exchange, I could live in the house and pay a smaller rent (or perhaps no rent for a few years). This would be legally enforced with a…
user109730
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2 answers

Insuring body parts

In the past few months I have injured my hands 4 times since I started playing basketball. One break was particularly bad and I wasn't able to use that hand for programming. This slowed down my work during the period that I was healing. I also get…
Jerome
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What percentage of my budget should the mortgage be?

What percentage of my budget should the mortgage be?
z-boss
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6 answers

Is a Roth IRA good for a high schooler?

I am a high-school Senior who will not earn enough income working this summer to have to pay income taxes. I have a full ride to college, so I was thinking of using my earnings/savings for retirement. Does putting my earnings in a Roth IRA mean that…
maxbear123
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Can I buy a timeshare off ebay for $1 then deed it back to the timeshare company and go on a vacation for $1

Several timeshares are listed for $1 on eBay. Some companies offer a deed-back program, which lets owners who have paid off their timeshare simply return the time-share to the timeshare company. Is it possible to buy one of the $1 timeshares, go on…
sevensevens
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6 answers

Paid a scammer money via PayPal. What can I do?

I’ve never had a sugar daddy before but my friend recently created an account on SeekingArrangement and met a very trustworthy guy on there and told me to try it out. And I did. We talked for a few weeks and I felt I trusted him. We would send…
Rose
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14 answers

What prevents people from using cash back credit cards to generate a revenue stream?

Suppose that a consumer has access to a credit card having the following properties: The credit card agreement includes a "cash back" rewards program. The consumer receives 1% cash back with every purchase. Additionally, the credit card company…
Michael Butler
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7 answers

Tax consequences of paying "rent" to romantic partner that owns the house

I moved in with my romantic partner nine months ago. My partner owns 100% of the property and pay about $1000 per month to the mortgage (minimum is something like $300). Partner had no intention of renting any part of the property out, but we both…
Klaycon
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Tips on making a best and final offer

Me and one other buyer have been asked to make our best and final offers on a house after us both making initial offers. I believe I am in a good position as stated here and I will reiterate this to the estate agent when I make my offer. I have read…
Jsk
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Did I discover an easy way to make money via PayPal and cashback credit card? If so, is it legal and is the money taxable?

Here it is: I send money to a family member via PayPal using my credit card, PayPal charges a fee but the cash back I get from the PayPal transaction exceeds the PayPal fee, my family member sends me the money back for free. My concern is that my…
user99899
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