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1500 questions
27
votes
13 answers
Should I sell my stocks when the stock hits a 52-week high in order to "Buy Low, Sell High"?
I have a 10 stock portfolio and considering market conditions that are on the rise when this question in being asked, a few of them did hit their 52-week high price.
I would like to call myself a long term investor and I do not like to trade so…
Lost
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27
votes
5 answers
What does it mean to run my debit card as credit?
I've been advised to (and have been) running my normal debit card transactions as "credit" transactions. What does this mean in terms of my security, the time a charge takes to settle, and the fees for the vendor?
C. Ross
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27
votes
5 answers
Credit Card Newbie - If I pay off my balance every month, what am I actually paying?
So I have never owned a credit card in my life, and am trying to get ideas as to how they work. Sorry if this is too simple a question...
Lets say I have a credit card, and in one month I charge $1000 to it. At the end of the month, if I want to…
Matthew Jones
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27
votes
3 answers
Frequency of investments to maximise returns (and minimise fees)
If I have a certain amount of money to invest regularly, how do I calculate the amount to let accumulate in my bank before I make that investment, assuming there is a fee associated with each additional investment?
For example, I might put aside…
codebeard
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27
votes
4 answers
Why are estimated taxes due "one month early" for the 2nd and 3rd quarters only?
According to the United States internal revenue service, federal estimated tax payments are due on this schedule:
April 15
June 15
September 15
January 15 (of the next year)
June is only two months after April. I would expect estimated tax…
Stephen Ostermiller
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27
votes
7 answers
Why is the dominant investing advice for individuals to use mutual funds, exchanged traded funds (ETFs), etc
The dominant advice on this site (including that which I give to novices) regarding investing is to only invest in fund vehicles (mutual funds, ETFs, etc), rather than in individual stocks.
Why is that? With all the successful investors (including…
warren
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27
votes
2 answers
How to find historical stock price for a de-listed or defunct company?
With services like Google Finance or Yahoo Finance it is very convenient to find the historical stock price metric of a listed company, but if the company is not listed, I can't find the data.
For example, I want to see the price metrics for…
AGamePlayer
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27
votes
1 answer
Will the popularity of index funds cause a pricing bubble in the stocks that make up an index?
I can't help but notice the popularity of index mutual funds over actively managed funds. I think all the arguments are sound, but I have one worry:
Index funds are run by buying the stocks listed in a particular index, with the goal being to get…
Scott Whitlock
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27
votes
8 answers
I am in a sugar daddy scam and he is threatening me because I want out. What do I do?
I have been involved in a sugar daddy relationship for a little while. He would send me money from Moneygram to Walmart from other people he was working with. I would then send most of the money to a bitcoin wallet. He asked me to make multiple bank…
Jennifer
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27
votes
2 answers
How does a scammer know the first 4 digits of my card number?
I had a series of attempted fraudulent payments on my debit card, my bank was very proactive and alerted me, and I have received a new card. However I had a call on the same day my new card arrived from "Anthony Brown", who had a very strong Indian…
Gazlad
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27
votes
6 answers
Why would I buy a Bond at a Negative Interest rate?
I read that France is selling bonds at Negative Interest Rates, and more recently Germany Started in 2016. I understand why this is beneficial for France, but why in the world would I pay money to let someone hold my money?
Thanks for the update…
C. Ross
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27
votes
5 answers
Charity say that donation is matched: how does this work?
I regularly give money to a few charities. Naturally these charities ask me to give again from time to time. In the past few years I noticed more and more often that some charities encourage me to donate with a message such as:
And because of the…
Erwan
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27
votes
6 answers
Why does this author claim that buying index funds will decrease index funds returns?
I'm reading The Beginners Investing Book by Matthew Kratter and to quote him directly:
In the old days, very few people practiced indexing. That guaranteed
that it would provide pretty good returns. These days, anywhere from
50-70% of the money in…
Linkin
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27
votes
4 answers
How safe is money in the bank?
I live in the UK and through inheritance I have acquired a large amount of money (over 200K).
I will be soon investing this money in property. But while all the conveyancing process is going on it will have to stay in my current account. I am…
Aditya K
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- 3
27
votes
7 answers
Girlfriend took off with the car I got a loan for
I got a loan on a car from CarMax for my girlfriend. She was to make the payments but instead took off with it & I can't find her. Should I report it stolen? The insurance, loan and registration are in my name. I want to let it go back for…
Shay Tangretti
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