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My spouse and I are applying for a UK tourist visa from India. We intend to visit London during December for 10 days.

We have a company and we both are partners in the company, from which we get consultancy fees and reimbursement for expenses we undertake on the company's behalf.

As a couple, we have a joint account where we have savings of over 10,000 GBP, which have been built consistently over 3 years. We want to show these funds as savings in both our visa applications. I would like to know, should I mention 5,000 GBP for mine and 5,000 for his and attach bank statements? Will that create suspicion since the statement will show a 10,000 GBP balance, but we declare 5000 GBP?

Also, my husband has some additional savings he holds jointly with his mother. Those savings are for his mother's retirement and have largely come in from insurance payouts and sale of real estate following his father's demise in 2020. Now this savings account has another 12,000 GBP, which can be accessed by my husband (the actual balance in this account is over 60,0000 GBP, of which 12,0000 GBP is my husband's). Should we show this 12,000 GBP then in my husband's visa form? If yes, should we write 66,6000 GBP OR 12,000 GBP as our savings?

Furthermore, we have all receipts for the insurance payouts, real estate, which we are open to attaching. Additionally, we are mentioning that the funds in the account are largely for his mother's retirement and her plan to purchase real estate in the next 2 months - since she retires in early 2024.

To show our ties back home, we have several investments, real estate property in India.

Requesting to help, in showing what saving fund amount to show and mention from the above.

Aviary
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1 Answers1

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I would suggest you follow the advice in Allocation of shares of expenditure to dependants on Standard Visitor visa applications regarding allocation of funds (relates to dependents, but the principle is the same).

The joint account with mother is somewhat more complicated IMHO. I see two options to deal with it:

  • Include the £12,000 as part of your husband’s savings, and provide statements for the account, supporting paperwork showing the source of the funds (including all transfers from your husband’s account), and a letter from the mother confirming that £12,000 of the account balance is available for her son’s use.
  • Alternatively, your husband could consider transferring the £12,000 belonging to him into his own account and providing all the supporting paperwork.

You can explain in a covering letter.

Traveller
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