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I am a permanent resident of Canada, employed full-time, and I am planning to visit the UK for a second time. I have previously visited the UK once before on a visitor visa, where my application was approved without any issues. Since my previous visa has already expired, I need to apply for a new one.

I normally maintain a healthy balance, with stable expenses for my living costs. However, a few months ago, I spent more than usual as I registered for a seminar, and I had to pay for the registration fee, which was quite expensive. Still, my bank statement shows a positive balance (expenses did not exceed income from my salary).

I feel that to avoid confusion, I need to document that irregular expense, which is the amount I paid to attend that seminar. What would be the best way to document it in my visa application? I am considering putting it in a paragraph in my application, but what about the evidence? Since I paid for the seminar using my credit card, I am thinking of attaching the credit card statement that shows the payment for the seminar, as my bank statement alone only explains my credit card payment, but the government of UK website mentions that credit card statements are among the list of documents that should not be used as evidence, as seen in this link. In this case, should I attach the screenshot of the receipt of the payment as evidence for explaining this instead?

Could you provide advice on this?

Thanks in advance.

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1 Answers1

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If you are concerned that a one-off large payment made two months ago might jeopardise a successful visa application, you could enclose a screenshot of the payment receipt and write a brief explanation in the ‘other comments’ section at the end of the application.

UKVI expects to see fluctuating bank balances, typically they’re more concerned about unusually large, unexplained credits to an account. It doesn’t sound as if you’ve depleted your savings to such an extent that you can’t show that you can reasonably afford the trip, you’ve had a UK visa previously, and you’re a Canadian PR with stable employment there. I wouldn’t worry too much, TBH.

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