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When traveling to a country with a different currency, how should you take your money?

I'm going to the U.K. How does the whole thing with money work? Can I use my U.S. credit card there?

If so, will the bank charge extra to convert dollars into pounds?

I guess I'll need some cash for tips and whatnot. Just go into any bank?

Do people still use traveller's checks?

(It's been a long time since I've been outside the U.S., obviously.)

Ethan
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