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Questions tagged [payment-cards]

Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

"Payment card" is a term which covers all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?

In the USA, many pay-at-the-pump fuel dispensers that accept credit cards require a 5-digit numeric zip code that corresponds to the billing address of the credit card. In Canada, for instance, we have 6-digit alphanumeric postal codes, so it's…
alx9r
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My hotel "blocked" 5,000 dollars when I arrived and now is taking again the money

I'm staying in San Francisco for 2 weeks. When I arrived I gave my European debit card to the hotel, and they (at least, I thought so) withdrew the 5,000 dollars I owed them for the whole stay. Yesterday, I noticed my debit card account went…
Fez Vrasta
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Job interview in London requires me to wire money to the travel agent. Is this a scam?

I was told that I can have a visitor visa to UK, is this legitimate? I have received an invitation letter and a job offer, and I was contacted by the appointed travel agent to prepare all related documents for the visit such as flight tickets,…
O.Mustafa
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How do I insist that American hotels accept my employer's credit card for payment, instead of asking for personal credit card upon check-in?

I work for a state government body in the United States. As a part of my work, I occasionally have multi-day travel. My hotel stays are paid by my employer and are tax-exempt. I frequently run into a problem when paying for business-related hotels.…
indigochild
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How to get a large amount of cash abroad if a debit card stops working?

I live in France and I was recently traveling to Ireland. During the trip, my debit card stopped functioning. I discovered the problem when I arrived in a hotel and wanted to check in. The card was refused, and the person at the reception invited me…
Arseni Mourzenko
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How to make my credit card "less" secure for travel?

I've been recently booking some travel abroad and had a really difficult time making payments. Pretty much every charge that originated from a different country got rejected the first time around. Sometimes you need 2 factor authorization (2FA),…
Hilmar
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What's the right answer to "Check, Savings or Credit" for an overseas card in Australia?

A few days ago, rather jetlagged, I was very stumped when the person serving me in a cafe at the airport asked "Cheque, Savings or Credit" when I handed over my (overseas / foreign card) to pay for a much-needed coffee. It actually took them asking…
Gagravarr
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Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the cash withdrawl on my (non-US) card. This was at…
Gagravarr
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Preparing in case ATM/debit cards might go missing during a long trip

I've been pickpocketed twice and had debit cards swallowed by ATMs twice over the past decade or so. I've also had cards expire during a long trip. For my upcoming trip which I envision will last over one year, I just asked my bank what can be…
hippietrail
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Sending money to a friend stuck abroad without a debit card?

A friend of mine is stuck in Spain without a debit card, and I'm trying to send her some cash by whatever means available from here in the US. None of the bank branches near her are American, they're all European banks, mostly CaixaBank, Deutsche…
TheEnvironmentalist
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What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a useful reason displayed on the screen, but it…
hippietrail
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Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I had this option. Which currency should I have…
hooray
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Credit card name mismatch because of long name

I recently got my first credit card. Now I want to buy a flight ticket. As far as I know airline may want to check my credit card at the airport. Here is my problem. My passport name: Seyedmajid Azimi Gehraz First word is the first name and…
Majid Azimi
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Using US "chip & signature" Credit Cards abroad in "chip & PIN" countries

I am currently living & working in the USA and as such, I have credit cards with "chip & signature" security. When I use one of these cards, I either insert it into the chip-reader in the merchant's card terminal, or if they haven't yet begun…
brhans
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Cashless visit to the USA?

I've been living virtually entirely cashless in Sweden for the past 10 years. I'm visiting USA at the end of this month for a weekend (primarily just attending a conference); can I manage cashless if I'm paying for hotel, rental car, restaurant…
Colin 't Hart
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