Questions tagged [atms]

Questions about finding and using automated teller machines, also called cashpoints or cash machines.

An ATM (from automated teller machine) is a machine that lets customers of financial institutions withdraw cash from their accounts remotely. It is known by numerous different terms around the world, such as cashpoint, cash machine, ABM (automated banking machine), autoteller, and bankomat. Very often, the name of a national or regional interbank network may be used by locals synonymously, e.g. Geldautomat in Germany, Redbanc in Chile, or NYCE in parts of the United States.

Questions with this tag should be specifically about locating and using ATMs, such as operating hours, technologies in use, possible transactions, or currency denominations. General questions about financial institutions and handling currency are more appropriate to .

Many ATM cards issued today are linked with payment networks and can thus be used to make payments. Such uses are better covered with the tag .

93 questions
43
votes
10 answers

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the cash withdrawl on my (non-US) card. This was at…
Gagravarr
  • 63,140
  • 50
  • 237
  • 459
35
votes
5 answers

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a useful reason displayed on the screen, but it…
hippietrail
  • 80,147
  • 56
  • 281
  • 643
30
votes
2 answers

Recourse against bank ATM fraud in China

While in Beijing recently I had an ATM belonging to the largest bank in the world (the Industrial and Commercial Bank of China) issue me with a sheaf of nice crisp new counterfeit notes. I noticed this soon after when taxis, fruit shops etc refused…
theonetruepath
  • 401
  • 4
  • 5
27
votes
7 answers

Will a tourist have any trouble getting money from an ATM India because of demonetization?

I will be travelling to India as a tourist at the end of this month. I have heard about long lines at banks, and I was wondering whether I would have any trouble getting money from an ATM as a tourist. (I would certainly prefer the convenience of an…
adam.baker
  • 1,263
  • 2
  • 11
  • 16
22
votes
4 answers

Can you use a virtual credit card to withdraw money from an ATM in the UK?

I'm contemplating getting a virtual credit card from a provider with more competitive exchange rates & fees for visiting the UK. The provider does support the popular smartphone payment apps, so it's possible to pay in (some) stores. Can I withdraw…
Peter
  • 1,859
  • 1
  • 14
  • 21
18
votes
6 answers

US debit/ATM card with lowest fees for travel

For a US citizen traveling worldwide, what is the best major debit/ATM card (on the Visa or MasterCard networks) to take in terms of lowest fees for withdrawing international currency from ATMs? Withdrawing from foreign ATMs often results in a…
jrdioko
  • 7,975
  • 19
  • 53
  • 87
17
votes
3 answers

In Taiwan, do ATMs in convenience stores (7-Eleven, FamilyMart) charge higher fees than ATMs at banks?

In Taiwan like other East Asian countries (except China) using an ATM for a foreigner is quite a pain. One thing I personally hate is ATM fees. Australian banks all gouge us outrageously already on overseas withdrawals, which I sadly can't avoid so…
hippietrail
  • 80,147
  • 56
  • 281
  • 643
15
votes
3 answers

How to check for ATM fees when traveling?

Using an ATM abroad might incur three different fees: Currency exchange fee. A fee levied by your bank for using your card abroad. A fee levied by the ATM operator. The first two are very easy to check (and avoid). I'm only struggling to find…
André
  • 4,409
  • 2
  • 13
  • 53
15
votes
3 answers

Can I use a US cash machine when my PIN has 6 digits?

Some friends told me that it is problematic in the USA to use cash machines when you have a 6 digit PIN on your card, because most cash machines in the USA only accept 4 digits. Therefore I have two questions: How big is the fraction of cash…
RoflcoptrException
  • 51,590
  • 52
  • 190
  • 403
15
votes
6 answers

Which major US bank chains have the lowest ATM fees for foreign cardholders?

I'm in the USA right now and would like to get some more cash with my non-US ATM card. However, a random sampling of ATMs at large banks (Wells Fargo, Citibank) has shown ATM fees in the $5-6 range, which is kind of ridiculous. Which major US banks…
lambshaanxy
  • 99,971
  • 45
  • 616
  • 891
13
votes
1 answer

Are there ATM fees in the Azores?

ATM owners don't charge fees to withdraw cash in Portugal, regardless of your home bank or card issuer. (Of course any fees charged by your home bank / card issuer, e.g. for foreign transactions, are separate and still apply.) Does this include ATMs…
Carl
  • 12,515
  • 8
  • 41
  • 75
13
votes
2 answers

How to draw cash when ATM does not accept card?

I'm travelling in South America (In Argentina currently), and no ATM will accept my card. The card is a VISA and has a magnetic strip (and pin number), but no chip. It works at supermarkets and anywhere that it can be swiped. How can I obtain cash?…
13
votes
7 answers

Which ATMs offer no-fee cash withdrawals in Chile?

Which ATMs in Chile offer cash withdrawals without charging a fee? I am using a Visa Debit card. My bank will not charge me fees for withdrawals, but I am concerned that the ATM's bank might.
James
  • 395
  • 1
  • 3
  • 6
13
votes
1 answer

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using their card in Spain, Portugal, France, Germany,…
Bigbio2002
  • 381
  • 2
  • 8
12
votes
1 answer

Any cash machine in central London which can dispense £5?

I'm sure travellers to the United Kingdom carrying an overseas/non-UK debit card can relate to this question. Most cash machines start dispensing starting from £10 and in multiples of £10. That means if are just about to leave the United Kingdom and…
sks
  • 2,250
  • 1
  • 24
  • 30
1
2 3 4 5 6 7